Why Haven't You Gotten Your Free Credit Report?

30 Apr Why Haven't You Gotten Your Free Credit Report?

You have a right to get a free credit report once a year from each of the three credit reporting agencies.  Why haven’t you done it yet?

According to the 2009 Consumer Financial Literacy Survey was released in Washington, DC on Tuesday by the National Foundation for Credit Counseling (NFCC), only one-third of those adults surveyed had ordered a copy of their credit report in the last year.   

Obtaining a credit report is free and easy.  There are three ways you can request your free credit report: 

1.  Online.  Go to www.annualcreditreport.com

2.  By phone.  Call 1/877/322-8228 to ask for your credit reports.

3. By Mail.  Mail a request form to:

  Annual Credit Report Request Service

  PO Box 105281

  Atlanta, GA 30348-5281 



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Peter Orville is a bankruptcy lawyer in Binghamton, located in the Southern Tier of New York. He is a member and New York co-chair of the National Association of Consumer Bankruptcy Attorneys.
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