11 Nov When Can a Debt Collector Contact Someone Other than You?
There are only four circumstances in which a debt collector can contact, or threaten to contact, a third-party in connection with the collection of a consumer debt: (1) to acquire location information about you; (2) with the your prior consent given directly to the debt collector; (3) as reasonably necessary to effectuate a postjudgment judicial remedy; or (4) with the permission of a court. However, note that your spouse is not considered a third party. There can be disagreement about, for example, what is reasonably necessary to effectuate a postjudgment remedy (although the existence of judgment would be required), but these are the basic parameters of third-party contacts.
For more about abusive debt collection and FDCPA rights with a Massachusetts
perspective visit www.fair-debt.com
Nicholas Ortiz, Boston Bankruptcy Attorney
Latest posts by Nicholas Ortiz, Boston Bankruptcy Attorney (see all)
- Bankruptcy and Arrest Warrants - August 23, 2013
- Massachusetts Mortgage 150-Day Right to Cure and Bankruptcy - July 23, 2013
- Unauthorized Practice of Law Gains Attention of U.S. Trustee - June 23, 2013
- What is a Prepackaged Chapter 11 Bankruptcy? - May 23, 2013
- Marital Adjustment Allowed to Set Commitment Period - April 25, 2013