02 Apr When Can A Debt Collector Call Me
A debt collector governed by the Fair Debt Collection Practices Act, Title 15 U.S.C. 1692, can call you whenever you give permission to be called. Otherwise, a debt collector may not call at a known inconvenient time. A debt collector may assume it is convenient to call after 8 am and before 9 pm at your local time, however, the debt collector may not call if you have made it known that those times are inconvenient to your situation.
A debt collector may not call you if it is known that you are represented by an attorney with respect to that debt, unless the attorney fails to respond within a reasonable time to the debt collector’s communication.
A debt collector may not call you at work if it is known by the debt collector that the employer prohibts you from receiving such calls.
Andy Miofsky, Esq.
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