When Can A Debt Collector Call Me

02 Apr When Can A Debt Collector Call Me

A debt collector governed by the Fair Debt Collection Practices Act, Title 15 U.S.C. 1692, can call you whenever you give permission to be called. Otherwise, a debt collector may not call at a known inconvenient time. A debt collector may assume it is convenient to call after 8 am and before 9 pm at your local time, however, the debt collector may not call if you have made it known that those times are inconvenient to your situation.

A debt collector may not call you if it is known that you are represented by an attorney with respect to that debt, unless the attorney fails to respond within a reasonable time to the debt collector’s communication.

A debt collector may not call you at work if it is known by the debt collector that the employer prohibts you from receiving such calls.

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Andy Miofsky, Esq.

Andy Miofsky holds the highest AV PREEMINENT rating from Martindale Hubbell Law Directory and a perfect 10.0 from AVVO. Andy is an Illinois consumer rights lawyer with offices in Granite City Illinois. Andy represents people with bankruptcy and student loan debt problems throughout the Southern District of Illinois since 1979.
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