Violation of the Bankruptcy Discharge Injunction may have you seeing Green! Part V

21 May Violation of the Bankruptcy Discharge Injunction may have you seeing Green! Part V

Are you a professional debtor?

Good Question.

Very recently, an e-mail was circulated throughout a very large creditor attorney list-serve (How I got my hands on the e-mail shall remain a secret). The gist of the e-mail was that too many debtors are being educated by their attorneys and that this education is hurting the debt collection industry. The e-mail referred to “professional debtors” and “their attorneys”.

How can an educated population of debtors hurt the debt collectors? Simple.

If a person knows their legal rights and has reviewed the Federal and State consumer protection laws, then he or she knows what the debt collectors can and cannot do. When a debt collector violates a debtor’s legal rights and especially the discharge injunction, by attempting to collect a debt that was discharged in the debtor’s bankruptcy, the debtor knows when the violation happened, how the violation happened and how to handle the violation.

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Carmen Dellutri is a proud member of the Florida Bar, and he is a Board Certified Consumer Bankruptcy Attorney, Certified by the American Board of Certification. He practices in the areas of Consumer Bankruptcy and Plaintiff's Personal Injury. He is the principal attorney at The Dellutri Law Group, P.A. The firm supports many charitable and civic causes by donating time and much needed capital to our community. Mr. Dellutri and the other attorneys in the firm routinely speak to students of all ages about various legal and societal issues.

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