20 Aug Top 10 Documents To Show Your Bankruptcy Lawyer
Gathering records is an important part of preparing for a bankruptcy consultation. Your lawyer will rely on these records to determine if you qualify for bankruptcy relief.
Here is a common list of documents, I ask my Rhode Island clients to bring to a bankruptcy consultation.
- Federal Tax returns for the last two (2) years;
- Personal bank account statements for one (1) year period and copies of all cancelled checks and check registers;
- If you own a business, business bank account statements for one (1) year period and copies of all cancelled checks and check registers;
- Pay advice statements for the past six (6) months, including spouse;
- All bills, invoices, credit card statements, loan statements, mortgage statements for which you are personally liable, including business debts where you have signed a personal guaranty;
- All collection letters, copies of lawsuits, complaints, attorney notices, etc for all debts;
- Recent credit report if you have one, otherwise I will order one for you;
- If you own real estate – copy of deeds, and any mortgages, liens, etc.
- If divorced, a copy of the divorce decree, any order regarding property settlements within the past three (3) years, and alimony or child support orders in effect or amendments thereto;
- A photo copy of your state issued ID (driver’s license) and social security card
There may be additional documents your lawyer asks you to bring, but if you start with these top 10 documents, you will be properly prepared for your first meeting.
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