New Year's Resolutions For People In Debt

30 Dec New Year's Resolutions For People In Debt

The following are some resolutions for those of us in debt. Each one is linked to an article found on the pages of,,, or

1. Don’t gamble

2. Don’t sign up with a “Debt Settlement” company

3. Don’t shop on QVC

4. Manage your time well, especially if you are jobless

5. Don’t subscribe to credit life insurance

6. Create an emergency fund

7. If you don’t have the money, buy on a layaway plan

8. Get a free investigative consumer report

9. Buy a car without borrowing

10. Seek advice from a good bankruptcy attorney

11. Don’t drink and drive

12. Don’t prepare and file a bankruptcy petition without a lawyer

13. Don’t give your mom money to hold for you before you file bankruptcy

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Peter Orville is a bankruptcy lawyer in Binghamton, located in the Southern Tier of New York. He is a member and New York co-chair of the National Association of Consumer Bankruptcy Attorneys.

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