What Is A Consumer Report?

01 Jun What Is A Consumer Report?

A “Consumer Report” is a report that bears upon a consumer’s creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living.

A consumer report can be transmitted by oral, written or other means of communication.

Information contained in a consumer’s file with a credit reporting agency is not a consumer report until it is communicated to a third party.

Because of the broad definition of a consumer report, virtually any information about a consumer released by a credit reporting agency to a third party qualifies as a consumer report.

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I've been a consumer bankruptcy lawyer for nearly 25 years. Since that time I have helped many people resolve their financial problems. I have been practicing law since 1986 and I am licensed to practice in all state and federal courts in the State of Louisiana. Because I am a sole practitioner, you know that your debt matters are being handled by me personally. In addition to my work with consumers, I am also frequently asked to speak at local seminars on bankruptcy law. I am member of the following organizations: • Louisiana Bar Association • National Association of Consumer Bankruptcy Attorneys • Bankruptcy Law Network My office is located at: 3920 General DeGaulle Drive, New Orleans, LA 70114 Telephone: (504) 368-4101

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