Don’t Believe Everything You Read! Mail Solicitation Of Debtors In Bankruptcy.

23 Sep Don’t Believe Everything You Read! Mail Solicitation Of Debtors In Bankruptcy.

Two things that you can expect about your mail after you file for bankruptcy: Threatening letters from credit card companies, collection agencies and attorneys should stop, and all sorts of other solicitations will start.

Besides offers of high interest credit cards, you will also get offers for credit counseling and financial counseling.

For example, a client of mine in New Orleans recently received a postcard that stated the following:

IMPORTANT RE: U.S. TRUSTEES FILING

TIME SENSITIVE

Your filing with the Court was successfully recorded on August 28, 2007. BAPCPA now requires that you complete a Financial Management Course. You can complete this process in about two hours through the online course offered by ________________.

I have a couple of problems with this postcard.

First, people living in the New Orleans area do not have to undergo either credit counseling or financial counseling based upon a decision by the U. S. Trustee’s Office that counseling services are not feasible for the area post Hurricane Katrina. So, this solicitation is for a service that my client does not need.

Second, the solicitation was designed to, and did, give my client the incorrect impression that it is from the U.S. Trustee’s Office.

Be careful about the offers you get in the mail. If you have any doubt about whether or not they are legitimate, contact your attorney.

It can save you both time and money.

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I've been a consumer bankruptcy lawyer for nearly 25 years. Since that time I have helped many people resolve their financial problems. I have been practicing law since 1986 and I am licensed to practice in all state and federal courts in the State of Louisiana. Because I am a sole practitioner, you know that your debt matters are being handled by me personally. In addition to my work with consumers, I am also frequently asked to speak at local seminars on bankruptcy law. I am member of the following organizations: • Louisiana Bar Association • National Association of Consumer Bankruptcy Attorneys • Bankruptcy Law Network My office is located at: 3920 General DeGaulle Drive, New Orleans, LA 70114 Telephone: (504) 368-4101

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