02 Mar Deuteronomy 24:6
“No one shall take a handmill or an upper millstone in pledge, for he would be taking a life in pledge.” Deuteronomy 24:6. The Bible says that a creditor shall not take the sustenance of life away from a debtor. The handmill was used to crush grain in order to eat so without this basic tool a family could not eat.
The Bible seems to say that a creditor should not take anything as a pledge (take a lien in modern terms) that interferes with the individual’s ability to make a living. Could one make the argument that a vehicle is needed to get back and forth to work and therefore the creditor should not be able to take the vehicle? I think the parallel can only be drawn if the vehicle is actually used to make a living for their family. If the vehicle is not the main instrument for making a living than I think the line of reasoning is that you must find other ways to get to work and return the vehicle to the creditor if you cannot pay. Delivery drivers, limousine companies and over the road truckers are a few of the people that come to mind when I read this passage.
All throughout the Bible there are passages after passages as to how we and the creditors should live our financial lives. I often wonder as to how many creditors actually take a look at the Bible and consider running their business accordingly.