Can I Change My Credit Card Due Date?

11 Jan Can I Change My Credit Card Due Date?

Call your customer service representative and ask for a due date that coincides with your pay schedule. If your current due date is pushed back, you will have to pay finance charges on the unpaid balance until your next payment arrives.

If you are having trouble paying multiple bills at the beginning of the month try to spread out the due dates throughout the month to more convenient times. Make sure you make your payment in sufficient time to reach the creditor. Your card member agreement should indicate the time of day the creditor stops posting payments for that day. Plan sufficient time for mail or electronic bill payment services to reach the creditor.

If you cannot pay your bill when it arrives, put a reminder on your calendar that repeats monthly so that you pay the bill on time.

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Andy Miofsky, Esq.

Andy Miofsky holds the highest AV PREEMINENT rating from Martindale Hubbell Law Directory and a perfect 10.0 from AVVO. Andy is an Illinois consumer rights lawyer with offices in Granite City Illinois. Andy represents people with bankruptcy and student loan debt problems throughout the Southern District of Illinois since 1979.
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