13 Feb Bankruptcy Basics: What’s Involved in Filing for Bankruptcy?
What’s Involved in Filing for Bankruptcy?
A bankruptcy is started by filing a Petition, detailed Schedules and other documents with the U.S. Bankruptcy Court. The requirements for these documents vary depending on the Chapter under which the bankruptcy is filed and local practice, but involve detailed forms and schedules which are not available at the Bankruptcy Court. The filing package averages about 30 pages for a typical Chapter 7 and 40 pages for a typical Chapter 13. Filing fees are $299 for a Chapter 7 and $274 for a Chapter 13.
You are also required to take a short (45 to 90 minute) credit counseling course before you file. The course is available by telephone and over the internet. We generally recommend not taking the course until you have spoken with an attorney.

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