A meeting of creditors is held in every Chapter 7 and Chapter 13 bankruptcy case When you file your bankruptcy case in New York City, the location of the meeting of creditors depends upon the county or borough in which you live.
New York City is a small place in terms of geography, but the population density is so high that it’s split apart for bankruptcy purposes.
If you live in Brooklyn, Queens or Staten Island then your meeting of creditors will be held at the U.S. Bankruptcy Court, 271 Cadman Plaza East, Brooklyn, NY. The building houses not only the U.S. Bankruptcy Court but also the U.S. Post Office. It is the large gray stone building at the corner of Cadman Plaza and Tillary Street.
If you live in Manhattan or the Bronx then your meeting of creditors will be held at 80 Broad Street, 4th Floor in downtown New York City. This is not a court house; rather, it is an office building.
You can get a map of 80 Broad Street by clicking here.
It’s always seemed odd to me that the two court districts in New York City are separated by a single stop on the subway. For the lawyer who’s running back and forth all the time, that’s a good thing – I can do morning hearings in Brooklyn, hop on the subway, grab some lunch and be in a Manhattan courtroom with time to spare.
New York City is, in that respect, a phenomenal place to be a bankruptcy lawyer.
That having been said, however, it’s important to remember that these two districts are like night and day. The judges and trustees differ based on which borough of New York City you live in, but so do the procedures.
Your eligibility to file for Chapter 7 bankruptcy differs because the means test numbers for Manhattan are far more favorable to people than those in Brooklyn.
The views of the judges in each district are very different. So, too, are the processes followed by the Chapter 13 trustees.
Which is better or worse? It’s tough to say. But in any event, now you know how to get to the meeting of creditors.
See you there!