02 Apr When Can A Debt Collector Call Me
A debt collector governed by the Fair Debt Collection Practices Act, Title 15 U.S.C. 1692, can call you whenever you give permission to be called. Otherwise, a debt collector may not call at a known inconvenient time. A debt collector may assume it is convenient to call after 8 am and before 9 pm at your local time, however, the debt collector may not call if you have made it known that those times are inconvenient to your situation.
A debt collector may not call you if it is known that you are represented by an attorney with respect to that debt, unless the attorney fails to respond within a reasonable time to the debt collector’s communication.
A debt collector may not call you at work if it is known by the debt collector that the employer prohibts you from receiving such calls.
Andy Miofsky, Esq.
Latest posts by Andy Miofsky, Esq. (see all)
- Why does the IRS file liens? And what you can do about one. - September 21, 2018
- Social Security Income: Invisible Money Bankruptcy Cannot Touch. - December 19, 2016
- What can and cannot be included on a credit report? - December 21, 2015
- Use Exemptions to Protect Your Property in Bankruptcy - January 20, 2014
- A profile of the typical person who files bankruptcy - January 13, 2014