Are you a professional debtor?
Very recently, an e-mail was circulated throughout a very large creditor attorney list-serve (How I got my hands on the e-mail shall remain a secret). The gist of the e-mail was that too many debtors are being educated by their attorneys and that this education is hurting the debt collection industry. The e-mail referred to “professional debtors” and “their attorneys”.
How can an educated population of debtors hurt the debt collectors? Simple.
If a person knows their legal rights and has reviewed the Federal and State consumer protection laws, then he or she knows what the debt collectors can and cannot do. When a debt collector violates a debtor’s legal rights and especially the discharge injunction, by attempting to collect a debt that was discharged in the debtor’s bankruptcy, the debtor knows when the violation happened, how the violation happened and how to handle the violation.
Latest posts by Carmen Dellutri, Esq. (see all)
- Chapter 13 Bankruptcy And Home Owners Associations - December 2, 2013
- 5 Reasons Every Small Business Owner Needs To Consult With A Bankruptcy Attorney - October 28, 2013
- Spouses Do Not Need To File Bankruptcy Together - August 28, 2013
- Is Your Homestead Exemption Bulletproof under 11 USC 522(o)? - July 31, 2013
- Can My Chapter 7 Bankruptcy Be Dismissed? - June 28, 2013
Last modified: October 24, 2011