Transunion

Transunion Tracks Deliquent Loan Payments.

by Rachel Lynn Foley, Kansas City, MO, Bankruptcy Attorney

Transunion has been issuing quarterly reports tracking the delinquencies of different loan payments.   Credit card payment delinquencies increased by 11% between the 3rd and 4th quarter of 2008.  Mortgage payment delinquencies have increased by 53% between the end of 2007 and the end of 2008.  Finally the auto loan payment delinquencies rose by 7% [...]

Part 6 of my review of Kevin Trudeau’s book, “Debt Cures “They” Don’t Want You to Know” examines Chapter 8 (Highest Points Wins), 9 (The Report); 10 (Knowing the Score) and 11 (Show Me the Money).  The purpose of the review is to examine whether Trudeau,  who has had extensive involvement with credit card fraud [...]

Where To Get An Investigative Consumer Report

by Kevin Gipson, New Orleans Bankruptcy Attorney

In a previous article, I discussed your rights to get a copy of your investigative consumer credit report. Just as the Fair Credit Reporting Act (FCRA) gives you the right to obtain a free annual report from Equifax, Experian and TransUnion, the FCRA also gives you the right to a free report from a “nationwide specialty consumer reporting [...]

Good Luck Contacting the Credit Bureaus by Phone

by Susanne Robicsek, North Carolina Bankruptcy Attorney

There ought to be a law requiring a certain amount of customer service from credit bureaus.  It is virtually impossible to get hold of a real person with the credit reporting bureaus Transunion, Experian or Equifax.   It seems bizarre that these companies hold the keys to people’s ability to get loans, insurance and jobs, but [...]

Where Can I Get My Free FICO Score?

by Kevin Gipson, New Orleans Bankruptcy Attorney

Where Can I Get My Free FICO Score? Well, the answer is nowhere! Your FICO Score is brought to you by Fair Isaac & Co., and it is the score that lenders want to see when they determine whether or not to lend you money, and under what terms they will lend you money.   But [...]