Northern District of Georgia

Why Do Creditors Rarely Show Up at Chapter 7 341 Hearings?

by Jonathan Ginsberg, Atlanta Bankruptcy Attorney

Today, December 29, 2009, was a cold and miserable day in Atlanta, Georgia.   Unfortunately I had a Chapter 7 bankruptcy 341 hearing to attend at the federal courthouse in Atlanta.  I bundled up the best I could, took the train to the nearest stop – about 1/2 a mile from the courthouse – and braved [...]

Should My Schedule I Income Always Match my Means Test Income Numbers?

by Jonathan Ginsberg, Atlanta Bankruptcy Attorney

Although it has been in effect for several years, the median income/means test provisions of the Bankruptcy Code continue to confuse potential bankruptcy filers. In my Atlanta, Georgia bankruptcy practice, I regularly get questions from new clients about the two “budgets” that are filed in Chapter 7 and Chapter 13 cases.  The first “budget” is [...]