New Orleans Bankrutpcy Lawyer

Filing For Chapter 7 Bankruptcy! Do I Need To Have A Job?

by Kevin Gipson, New Orleans Bankruptcy Attorney

It is not necessary to have a job to file a Chapter 7 bankruptcy.  In fact, the filing of Chapter 7  is probably one of the few instances in your life where it helps to not be employed. When a Chapter 7  is filed, the debtor must show that they do not have enough income [...]

Can I Buy A New Car While I Am In Chapter 13 Bankruptcy?

by Kevin Gipson, New Orleans Bankruptcy Attorney

Because of the fact that a Chapter 13 bankruptcy will normally take 36 months to 60 months to complete, it is a common occurrence that a debtor’s car will need to be replaced during the life of the Chapter 13 Plan. Generally speaking (and assuming you qualify for a car loan) the Court will approve [...]

Will Bankruptcy Stop A Creditor From Garnishing My Wages?

by Kevin Gipson, New Orleans Bankruptcy Attorney

The filing of a bankruptcy will stop a creditor from garnishing your wages. One of the benefits of filing a bankruptcy is that the bankruptcy “Stays” all collection proceedings. This means that during the bankruptcy a creditor cannot contact you about the debt, can’t sue you on the debt, or try to collect on the [...]

If I File A Chapter 7 Bankruptcy Will Someone Come Out To Inspect My House?

by Kevin Gipson, New Orleans Bankruptcy Attorney

It is unlikely that someone will come out to your house to do an inspection when you file a Chapter 7 bankruptcy. There are only two practical reasons that the bankruptcy court would have a reason to send someone to inspect your property. »crosslinked«