motion for relief from stay

Create a Document File When You File Chapter 13

by Jonathan Ginsberg, Atlanta Bankruptcy Attorney

This afternoon, I appeared at a Section 341 meeting of creditors hearing with a married couple who I represent in a Chapter 13 case.  One of the questions asked by the trustee had to do with mortgage payments – specifically, were the debtors current with their post-petition mortgage loan payments.  In the Northern District of [...]

In the Northern District of Georgia, where I practice, Chapter 13 debtors pay their mortgage payments directly to the mortgage lenders, rather than sending their mortgage payments to the Chapter 13 trustee for subsequent disbursement to the mortgage lender. What happens when a Chapter 13 debtor falls behind “post petition” – after his plan has [...]