mortgage

Over 40 states have already signed on to the sellout deal the corrupt politicians negotiated, so they could run for office beating their chests bragging about their tremendous accomplishment, with their mortgage company liege lords, who should have already started their prison terms, to get them off the hook for the greatest financial crimes in [...]

Top 4 Reasons To Call A Foreclosure Defense Attorney

by Andy Miofsky, Illinois Bankruptcy Attorney

Don’t wait until it is too late, contact a foreclosure defense lawyer as soon as you fall behind in your mortgage payment.

Foreclosure Scary: Can Bankruptcy Save My House?

by Kurt O'Keefe, Attorney at Law

Bankruptcy!  I don’t want to file bankruptcy! Hey, if you do want to file, there is something wrong with you. But you want to keep your house?  Avoid foreclosure? Which option hurts more:  losing your home, or, filing bankruptcy? We humans make decisions based on our emotions:  we shy away (or run, if you are [...]

Top 3 Reasons Not To Reaffirm a Mortgage in Bankruptcy

by Andy Miofsky, Illinois Bankruptcy Attorney

Bankruptcy debtors should not reaffirm a mortgage.  Reaffirmation of debt in bankruptcy prevents the debt from being discharged, a process explained in greater detail by Kevin Gipson in Chapter 7 Bankruptcy and the Reaffirmation Agreement.  Yet, lawyers continue to debate whether to reaffirm a mortgage, without compelling argument on the affirmative side, even though state [...]

We have bailed out the mortgage companies that brought us the foreclosure crisis, now the states and a federal government agencies are on the verge of a sellout buyout by the bad guys for fraudulent foreclosures. The Office of Comptroller of the Currency, or OCC, and the attorney generals for all 50 states are participating [...]

All You Need To Know About Your Mortgage

by Kurt O'Keefe, Attorney at Law

(picture from University of Pennsylvania blog on regulations) The most common question I get for a long time is what happens if I do not, or cannot, pay my mortgage? If you can afford to continue paying, and are current, there is really no bankruptcy alternative. The so-called “strategic default” option is to simply stop [...]