money

1.  Debt collectors are NOT under oath when they are talking to you.  There are restrictions on what they can say, but exagerration, saying what might happen if you do not pay, are allowed. 2.  They are not trying to help you!  They are not trying to work things out, come up with a plan [...]

No Money, Now What? Part 4

by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer

You have no money – or so you think.  You’ve looked at your goals and figured out your net worth.  When the budget is calculated and values are determined, you see that you do have something to lose.  Well, don’t just sit there – do something! The conclusion most people reach at this point is [...]

No Money, Now What? Part 2

by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer

You know you have a problem; there’s no money to pay the bills.  Somehow you are short of cash.  And you’ve taken the first step to evaluate what you owe and what you own.  Now it is time to figure out where you want to go today. Set a Goal You don’t have to see [...]

No Money, Now What? Part 1

by Eugene S. Melchionne, Connecticut Bankruptcy Lawyer

“I’m broke.”  One day you realize it – I have no money.  Now what?  This article and successive parts will cover the basic options that apply to just about everybody. The first step is to consider what happened to make you realize that there was a problem.  What was the triggering event or wake up call? [...]

Need Money? Flashy v. Fast

by Karen Oakes, Southern Oregon Bankruptcy Attorney

A recent article in the Summer 2009 USAA magazine (published for its members’ benefit) by Lisa Holton provided sound advice on “Where To Get Money Now” — how to manage cash shortages in today’s economy.  Ms. Holton is the former Business Editor for the Chicago Sun-Times and offers wise advice to the USAA readers–to stay away from the [...]

Inquiring Minds Want To Know: How Do I Save Money?

by Karen Oakes, Southern Oregon Bankruptcy Attorney

In recent postings, I have discussed getting ready to save money and immediate ways to save money. There’s a lot of advice on saving money out there. Big ways, small ways, immediate ways….but now, we have the Internet way!  The Enquirer, long reputed to be just a gossip magazine keeping up with celebrities, recently featured [...]