When people are in a Chapter 13 bankruptcy and hit a snag in their case, often they request a hardship discharge. The name alone should indicate that this type of discharge is not given upon a mere request. There are specific requirements that must be met before you can even be considered for this type [...]
Hardship Discharge
Mrs. Brown shot her husband and complained that the decrease in family income after his death made Chapter 13 payments a hardship. When she requested a discharge without making all the required payments, the bankruptcy judge asked the widow Brown to explain herself. Since she was unwilling to testify under oath about the shooting, the [...]
Your Chapter 13 bankruptcy cannot be modified or converted! So what happens when you can neither modify your Chapter 13 plan, nor are you eligible to convert a Chapter 13 bankruptcy into a Chapter 7 bankruptcy? Another option you can consider is seeking a Hardship Discharge. A Hardship Discharge can be sought at anytime after the [...]
