Fair Credit Reporting Act Tag

31 Oct Types of Investigative Credit Reports – The Insurance Report

In a previous article, I discussed the little known, but potentially damaging, Investigative Credit Report. One of the most common of the investigative credit reports is for insurance purposes. Insurance companies frequently use the services of organizations known as inspection bureaus to determine whether they will...

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30 Oct Post-Bankruptcy Credit Reporting: Should The Account Still Show A Balance?

Did you finish a chapter 7 bankruptcy and believe that you had made a fresh start.   Confidently walk into a car lot about six months after your bankruptcy to apply for a car loan and be stunned when the finance manager turned you down due to open accounts remaining on your credit report after your bankruptcy?  Turned down for a prime rate on a post-bankruptcy mortgage due to those same open accounts?   Good News!!   There is hope ahead!
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