Can I keep one of my credit cards when I file for bankruptcy? A common question heard by bankruptcy attorneys and a common temptation. And understandable! In today’s world, it is almost impossible to rent a car or reserve a hotel room without a credit card. »crosslinked«
Equifax
Part 6 of my review of Kevin Trudeau’s book, “Debt Cures “They” Don’t Want You to Know” examines Chapter 8 (Highest Points Wins), 9 (The Report); 10 (Knowing the Score) and 11 (Show Me the Money). The purpose of the review is to examine whether Trudeau, who has had extensive involvement with credit card fraud [...]
In a previous article, I discussed your rights to get a copy of your investigative consumer credit report. Just as the Fair Credit Reporting Act (FCRA) gives you the right to obtain a free annual report from Equifax, Experian and TransUnion, the FCRA also gives you the right to a free report from a “nationwide specialty consumer reporting [...]
There ought to be a law requiring a certain amount of customer service from credit bureaus. It is virtually impossible to get hold of a real person with the credit reporting bureaus Transunion, Experian or Equifax. It seems bizarre that these companies hold the keys to people’s ability to get loans, insurance and jobs, but [...]
Where Can I Get My Free FICO Score? Well, the answer is nowhere! Your FICO Score is brought to you by Fair Isaac & Co., and it is the score that lenders want to see when they determine whether or not to lend you money, and under what terms they will lend you money. But [...]
Back in November, 2007, Credit Law Network blogger Eugene Melchionne posted a report on this blog about credit freezes. Gene noted that as of November 1, 2007, residents from every state in the union could place a security freeze on their credit file, thereby offering some protection against unauthorized use of credit in the event [...]
