1. Debt collectors are NOT under oath when they are talking to you. There are restrictions on what they can say, but exagerration, saying what might happen if you do not pay, are allowed. 2. They are not trying to help you! They are not trying to work things out, come up with a plan [...]
debt collectors
The average consumer debt collector employee places 200 collection calls per day or 50,000 calls per year! Â How do they make so many calls? Â Most use a technology known as autodialing, even though the use of an autodialer by a collector often violates the Telephone Consumer Protection Act (TCPA). The penalty for violating the TCPA [...]
As a bankruptcy lawyer, one of the first things I advise my clients to do when they decide they are filing bankruptcy and hire me is to stop paying on their credit cards. More on this later in the post. Recently, though, before I could offer that advice, a client asked me: “What happens when [...]
Bankruptcy lawyers see our clients when things are pretty rotten in your life. You’ve got these awful overdue bills, the debt collectors are hounding you day and night, and your personal life feels like it’s in shambles. You can’t sleep, you’re fighting with your spouse over the pile of bills on the kitchen table, and life [...]
