Debt Collector

Fair Debt Collection Practices Act Terms Defined. What is a "Debt Collector”?

by Kevin Gipson, New Orleans Bankruptcy Attorney

What is a Debt Collector? The Fair Debt Collection Practices Act (FDCPA) defines the term “Debt Collector”  to include ”…any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, [...]

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What Exactly Can A Debt Collector Say To Your Relative Or Neighbor?

by Karen Oakes, Southern Oregon Bankruptcy Attorney

Debtors come in my office saying that a Debt Collector is calling their mother, their grown siblings, or their neighbor, trying to (1) get the Debtor to call the Debt Collector back or (2) to get an address for them. The Debtor feels harassed and embarrassed. Guess what?!? That is exactly what the Debt Collector [...]

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Can I Record A Creditor That Calls Me On The Telephone?

by Kevin Gipson, New Orleans Bankruptcy Attorney

One of the main benefits of filing a bankruptcy is that the Bankruptcy Code imposes an Automatic Stay of all collection proceedings. Collection proceedings include, among other things letters, telephone calls, lawsuits and garnishments. If a creditor or a debt collector continues to call you once you file for bankruptcy, a Court may make the company [...]

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