Yup. Scared? Â Well, it just not so simple as that, so don’t believe the collectors when they call and say they will have you arrested and put in jail for not paying a debt. Â While it is possible, there are a lot of safeguards for consumers in financial trouble, including bankruptcy. Let’s start with [...]
debt collection
Part 5 of my review of Kevin Trudeau’s book, “Debt Cures “They” Don’t Want You to Know” examines Chapter 6 of the book–”Fighting Back”. The purpose of the review is to examine whether Trudeau, who has had extensive involvement with credit card fraud and the Federal Trade Commission for some of his previous books, makes [...]
A few days ago, I wrote a post on this blog suggesting that private “debt settlement” or “debt negotiation” companies often turned out to be rip-offs. Bankruptcy is certainly an option to deal with out of control debt but as any experienced bankruptcy lawyer will advise you, filing Chapter 7 or Chapter 13 should always [...]
This post looks inside Unifund Corporation or Unifund CCR Partners (Unifund). The case of Rosenau v. Unifund is the subject of various blogs on the Fair Debt Collection Practices Act. In reading this case I came upon a paragraph written by Third Circuit Court of Appeals Judge D. Michael Fisher that provides insight into how [...]
Another online site, The Consumerist, recently ran an article about Andy Fanellie being dunned by AFNI, a debt collector, for an old Verizon bill. Andy Fanelli is a Lhasa Apso dog whose owners deny that a Verizon account was ever opened by him or on his behalf (on the other hand, an American Express card [...]
