Part 5 of my review of Kevin Trudeau’s book, “Debt Cures “They” Don’t Want You to Know” examines Chapter 6 of the book–”Fighting Back”. The purpose of the review is to examine whether Trudeau, who has had extensive involvement with credit card fraud and the Federal Trade Commission for some of his previous books, makes [...]
Credit Score
Your credit score (defined here by Kansas City bankruptcy attorney Rachel Foley) can effect the health care treatment you receive. Business Week reports that some hospitals buy software that helps them determine which clients can pay through analyzing their credit score and other financial information. One horror story in the article concerns a woman with [...]
There are a number of sites on the internet (which I shall not link to in the interest of public education) which are completely wrong in stating that medical debt collection does not affect your credit score. Medical debt which has gone to collection is a debt which has gone to a debt collector and [...]
Where Can I Get My Free FICO Score? Well, the answer is nowhere! Your FICO Score is brought to you by Fair Isaac & Co., and it is the score that lenders want to see when they determine whether or not to lend you money, and under what terms they will lend you money. But [...]
The secret to settling debt with your creditors is assure finality. You want to make sure that the debt never comes back. (Read: Zombie Debt Haunts the Discharged and Zombie Debt.) Can debt be settled? Absolutely. However when you negotiate to settle your debt you must make sure that the creditor reports it properly on [...]
How many times have you seen this offer? Most places offering a free credit report are really trying to sell you something else. Even the three major credit reporting agencies, Experian, Equifax and Trans Union, will try to sell you products when you are getting your free credit report. Almost everyone knows, or has heard, [...]
