credit rating

The Secret To New Credit After Bankruptcy

by Kurt O'Keefe, Attorney at Law

It is said that filing bankruptcy ruins your credit rating. Said by whom? Said by lenders, of course. I  know people can get credit again; I filed a third Chapter 7 bankruptcy for at least three individuals That good credit rating is in the rear view mirror, or about to be, by the time you [...]

Debt Settlement Firms and War share at least one thing in common:  Both are good for absolutely nothing!  “Say It Again!” I said Debt Settlement Firms, “Huh…What are they good for?” Absolutely Nothing! “Listen to me now!”

A Credit Repair Organization (CRO) is an organization (or and individual) that provides or offers to provide services improving a consumer’s credit record, credit history, or credit rating for a fee.  A company can also be considered a CRO if it provides advice or assistance to a consumer on how to improve their credit. Non-profit credit counseling organizations, [...]