1. Debt collectors are NOT under oath when they are talking to you. There are restrictions on what they can say, but exagerration, saying what might happen if you do not pay, are allowed. 2. They are not trying to help you! They are not trying to work things out, come up with a plan [...]
credit history
Chapter 7 bankruptcy is a wonderful way to eliminate your debts, but a complex process. Â You may be wondering how the process works. For many filers, bankruptcy can be an overwhelming process, but understanding how bankruptcy works can make the process a bit less frightening. Here are the 9 steps involved with filing Chapter 7 [...]
Did you file for Chapter 7 or Chapter 13 only to find that your credit report still shows you owing many of the discharged debts? If so, you’re not alone. Millions of Americans have errors on their credit reports after bankruptcy, and the issue has begun to garner attention from consumer bankruptcy lawyers who understand [...]
Filing bankruptcy is a tough decision to make, and one that married couples in particular find difficult. Â One of the most frequent questions asked about bankruptcy is whether spouses must file together. Married couples are not forced to file for bankruptcy together. Â Though they are allowed to do so, there’s nothing in the law that [...]
