Credit freezes are one of the most effective tools against ID theft available to consumers. A credit freeze allows you to seal your credit report and it can only be thawed if you use a PIN (personal identification number) that only you know so that a legitimate application for credit and/or services can be processed. It is an [...]
credit freeze
In a previous blog post, I provided web links to pages on web sites published by Equifax, Experian and Trans Union dealing with security freezes. In that post, I noted that relatively few people have taken advantage of their credit freeze rights – some 50,000 credit freezes were entered, while there were over 10 million [...]
Back in November, 2007, Credit Law Network blogger Eugene Melchionne posted a report on this blog about credit freezes. Gene noted that as of November 1, 2007, residents from every state in the union could place a security freeze on their credit file, thereby offering some protection against unauthorized use of credit in the event [...]
