Weather forecasters gave us Rhode Islanders fair warning that we would be experiencing the worst rain storm in over one-hundred years. We even made national news. Small streams were overwhelmed, the water table rose, and property owners that never before worried about such things were forming lines outside Lowe’s and Home Depot hoping to buy [...]
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Bankruptcy and divorce go hand in hand. It may sound like a good way for divorced couples to end their joint bill problems.  A prospective client recently posed the following question: I was divorced within the past year. While I was married, my ex-husband and I incurred over $50,000 in credit card debt. Some of [...]
I recently read an article on simple things you can do to avoid bankruptcy. This article is probably one of the best examples of why you need to consult an experienced bankruptcy attorney before deciding whether or not to file for bankruptcy. Here are just two of the suggestions: SUGGESTION NO. 1: SELL YOUR BELONGINGS Well, [...]
We all handle medical problems differently. Go to any Emergency Room and you may wonder why the guy experiencing chest pains for the past week didn’t come in earlier and why the kid with the splinter is there at all. Financial problems are the same. Some delay getting financial counsel, while others are pro-active and [...]
I’ve been asked the question a thousand times.  ”How can your clients afford to file bankruptcy if they don’t have any money?”  Its a good question.  Certainly a question I asked before opening my consumer bankruptcy practice 18 years ago.  Where does the money come from? Lets start with the obvious. Family.  I have seen [...]
75% of tax filers get a refund. And the average refund amount is over $ 2,300. Â I was surprised by these figures. Â Am I the only one not getting an “annual bonus” from the government? What is wrong with getting a refund check, and what does it have to do with filing for bankruptcy? [...]
