Turning in a car to get out from under high car payments may backfire. Many people think that a “voluntary” repossession won’t come back to haunt them, but any surrender or repossession of a car that does not pay off the loan in full can lead to big debt problems for the borrower. When you [...]
Chapter_7
Credit card companies, or any creditor for that matter, can sue a debtor and may be able to take the debtor’s home, real estate, car, boat or any other personal property they own. People seem to think that if they don’t sign something that gives a creditor a lien on collateral, the creditor can’t take [...]
Are you facing foreclosure? Do you want to keep your home? Are you trying to stop foreclosure? If you are one of the thousands of Americans who find themselves behind on their mortgage, there is help for many of you. However if you follow the advice of “money experts” you may be left unprepared since [...]
If you are having problems making your mortgage payments, you might be thinking of selling your house. It is important to understand a few things about listing and selling a house if you are considering doing so. The most important thing to know about selling real property (land, houses, condos or anything with a Deed) [...]
Gas prices are rising and charge cards are being used to cover the costs of filling up their tanks. But if you think that gas hurts when you are paying $4.05/gal, just wait till you try to pay off your credit cards balance at 18% or higher. A tank of gas that is charged and [...]
Update:  J.K. Harris filed for bankruptcy in 2011 in South Carolina following numerous troubles with consumers, after many troubles such as those described below.  It started as a Chapter 11 but converted to Chapter 7 in January 2012.  If you Google “J.K. Harris”, the website for the tax debt firm is followed closely by websites [...]
