Why Your Bankruptcy Discharge Doesn’t End Your Case

by Cathy Moran, California Bankruptcy Lawyer

Isn’t my case over? I got my discharge.  Why’s the bankruptcy trustee still  hounding me?, my client asks. People who’ve filed bankruptcy are focused on the discharge as their goal. With their discharge in hand, they think it’s all over. They lose sight of the fact that the administration of a bankruptcy estate by the trustee [...]

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Wall Street Banks Get Lower Rates Than Student Loans AND Can Bankrupt Their Loans From The Government…Fair?

by Karen Oakes, Southern Oregon Bankruptcy Attorney

Bankruptcy remains a source of financial relief for most borrowers.  Most debts are discharged in bankruptcy and folks receive a “fresh start”.   However, there is one huge exception that is not discharged automatically in any bankruptcy.   Student loans. both government and private loans, are not discharged in bankruptcy without effort.    Student loans are [...]

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Same-Sex Marriage and Bankruptcy

by Brett Weiss, Maryland Bankruptcy Attorney

With the Supreme Court’s hearing two major cases addressing same-sex marriage this term, Hollingsworth v. Perry and United States v. Windsor, we have been getting questions about how same-sex marriages are dealt with in bankruptcy. The answer is, “it depends.” The first issue is the federal Defense of Marriage Act (“DOMA”). Sections 2 and 3 of DOMA are relevant here, [...]

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Sometimes In Bankruptcy It Is Good To Focus On Something Besides Yourself.

by Rachel Lynn Foley, Kansas City, MO, Bankruptcy Attorney

The term bankruptcy often sends people into a spiraling state of panic as I have discussed in prior articles.  It is not unusual when discussing the bankruptcy process for people to break out in a cold sweat.  Their pupils dilate as their flight or fight system kicks in from the fear that washes over them.  [...]

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Do You Need Exact Debt Balance Amounts to File Chapter 7 or Chapter 13 Bankruptcy?

by Jonathan Ginsberg, Atlanta Bankruptcy Attorney

You may be putting off filing for Chapter 7 bankruptcy or Chapter 13 debt consolidation because of concern about not having the exact debt balances due on your credit cards and other debts.  After all, bankruptcy involves a federal court filing under penalty of perjury. Let me reassure you that you do not need to [...]

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No, Your Bankruptcy Lawyer Is Not Trying to Torture You

by Dana Wilkinson, Attorney at Law

For people who are engaged in a profession that is based upon communication, lawyers can be very bad at communicating.  Bankruptcy lawyers, including me, don’t always communicate effectively with clients.  Like any other specialized profession, we tend to think and talk in jargon, and we forget that other people, including clients, aren’t always up to [...]

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