Obligation Of User Of Investigative Consumer Report

19 Nov Obligation Of User Of Investigative Consumer Report

What are the obligations of the user of an investigative consumer report?

Just like a lender that denies you credit, or that uses a consumer credit report to reduce your credit, the user of an investigative consumer report, such as landlord, insurer, and employer must provide you with the name of the investigative consumer reporting agency that provided the adverse information.

So, if a landlord uses an investigative consumer report to refuse to rent to you, he must provide you with the name of the investigative consumer reporting agency that was used to make his decision. The same is true for an insurance company that denies you insurance or charges you a higher premium for insurance, or the employer that denies you employment.

In addition to giving you the name of the source of the investigative consumer report, the user of the report must also provide you with a copy of the report itself.

You are also entitled to a free copy of your investigative report directly from the nationwide specialty consumer reporting agency.

How to get these reports will be discussed in my next article.

Related Posts Plugin for WordPress, Blogger...
The following two tabs change content below.
I've been a consumer bankruptcy lawyer for nearly 25 years. Since that time I have helped many people resolve their financial problems. I have been practicing law since 1986 and I am licensed to practice in all state and federal courts in the State of Louisiana. Because I am a sole practitioner, you know that your debt matters are being handled by me personally. In addition to my work with consumers, I am also frequently asked to speak at local seminars on bankruptcy law. I am member of the following organizations: • Louisiana Bar Association • National Association of Consumer Bankruptcy Attorneys • Bankruptcy Law Network My office is located at: 3920 General DeGaulle Drive, New Orleans, LA 70114 Telephone: (504) 368-4101

Latest posts by Kevin Gipson, New Orleans Bankruptcy Attorney (see all)

No Comments

Sorry, the comment form is closed at this time.