The following are some resolutions for those of us in debt. Each one is linked to an article found on the pages of www.debtlawnetwork.com, www.creditlawnetwork.com, www.mortgagelawnetwork.com, or www.bankruptcylawnetwork.com.
1. Don’t gamble http://www.debtlawnetwork.com/gambling-doesnt-solve-debt-problems/
2. Don’t sign up with a “Debt Settlement” company http://www.debtlawnetwork.com/handling-debt-collectors-be-careful-when-choosing-a-debt-
3. Don’t shop on QVC http://www.debtlawnetwork.com/qvc-equals-debt-not-friendship/
4. Manage your time well, especially if you are jobless http://www.debtlawnetwork.com/time-management-for-the-jobless/
5. Don’t subscribe to credit life insurance http://www.creditlawnetwork.com/credit-life-insurance-can-be-a-bad-deal/
6. Create an emergency fund http://www.creditlawnetwork.com/living-without-credit-creating-an-emergency-fund/
7. If you don’t have the money, buy on a layaway plan http://www.creditlawnetwork.com/living-without-credit-layaway-plans/
8. Get a free investigative consumer report http://www.creditlawnetwork.com/who-has-my-free-investigative-consumer-report/
9. Buy a car without borrowing http://www.creditlawnetwork.com/living-without-credit-buying-a-car/
10. Seek advice from a good bankruptcy attorney http://www.bankruptcylawnetwork.com/2008/12/30/when-should-i-seek-the-advice-of-a-good-
11. Don’t drink and drive http://www.bankruptcylawnetwork.com/2008/12/29/does-bankruptcy-wipe-out-drunk-driving-debts/
12. Don’t prepare and file a bankruptcy petition without a lawyer http://www.bankruptcylawnetwork.com/2008/12/28/should-i-prepare-and-file-my-chapter-7-without-a-
13. Don’t give your mom money to hold for you before you file bankruptcy http://www.bankruptcylawnetwork.com/2008/12/22/is-money-i-give-to-my-mom-for-safekeeping-protected-if-i-file-bankruptcy
