Medical bills after Chapter 7 and during Chapter 13

by Jay Fleischman, Esq.

March 23, 2009

If you incur medical bills after you file a Chapter 7 or while you are in a Chapter 13 bankruptcy case, you are responsible and liable for paying those medical bills.  However, if you incur medical bills while you are in a Chapter 13 case and then convert to Chapter 7 – those medical bills are dischargable.   

If any of your medical debt includes a doctor bill, be aware that doctor could refuse to treat you in the future if you file for bankruptcy.

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Jay S. Fleischman is a bankruptcy lawyer with offices in Los Angeles and New York. He can often be found on Google+ and Twitter, where he shares information about consumer protection issues and personal finance.

Last modified: March 23, 2009