03 Apr May A Debt Collector Call My Neighbors
A debt collector governed by the Fair Debt Collection Practices Act, 15 U.S.C. 1692, may only contact another person once to obtain location information about the person owing the debt, unless the contacted person expressly requests to be contacted or unless the debt collector reasonably believes the earlier response is erroneous or incomplete and the debt collector believes the person now has correct or complete location information.
The debt collector may not communicate with anyone if the debt collector knows the person owing the debt is represented by a lawyer regarding that debt, unless the attorney fails to timely respond to the debt collector’s communication.
Andy Miofsky, Esq.
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