May A Debt Collector Call My Neighbors

03 Apr May A Debt Collector Call My Neighbors

A debt collector governed by the Fair Debt Collection Practices Act, 15 U.S.C. 1692, may only contact another person once to obtain location information about the person owing the debt, unless the contacted person expressly requests to be contacted or unless the debt collector reasonably believes the earlier response is erroneous or incomplete and the debt collector believes the person now has correct or complete location information.

The debt collector may not communicate with anyone if the debt collector knows the person owing the debt is represented by a lawyer regarding that debt, unless the attorney fails to timely respond to the debt collector’s communication.

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Andy Miofsky, Esq.

Andy Miofsky holds the highest AV PREEMINENT rating from Martindale Hubbell Law Directory and a perfect 10.0 from AVVO. Andy is an Illinois consumer rights lawyer with offices in Granite City Illinois. Andy represents people with bankruptcy and student loan debt problems throughout the Southern District of Illinois since 1979.
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