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	<title>Bankruptcy Law Network</title>
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	<description>Real Lawyers, Real Solutions</description>
	<pubDate>Thu, 02 Jul 2009 16:50:49 +0000</pubDate>
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		<title>Keeping mum about discharging taxes in bankruptcy</title>
		<link>http://www.bankruptcylawnetwork.com/2009/07/02/keeping-mum-about-discharging-taxes-in-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/07/02/keeping-mum-about-discharging-taxes-in-bankruptcy/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 16:50:49 +0000</pubDate>
		<dc:creator>Cathy Moran,  California Bankruptcy Lawyer</dc:creator>
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		<category><![CDATA[General Bankruptcy Information]]></category>

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		<description><![CDATA[The client owes a fistful of taxes from years ago and has spent another fistful of dollars with widely advertised outfits that solve your tax problems.  None of these tax professionals told him that old income taxes can be eliminated in bankruptcy.!
The client first hired J K Harris, with no results, except a lighter wallet.  [...]]]></description>
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		<title>Today, I am Reviewing the Claims File from my Client&#8217;s Chapter 13</title>
		<link>http://www.bankruptcylawnetwork.com/2009/07/01/today-i-am-reviewing-the-claims-file-from-my-clients-chapter-13/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/07/01/today-i-am-reviewing-the-claims-file-from-my-clients-chapter-13/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 14:56:53 +0000</pubDate>
		<dc:creator>Jonathan Ginsberg, Atlanta Bankruptcy Attorney</dc:creator>
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		<category><![CDATA[Chapter 13 Bankruptcy]]></category>

		<category><![CDATA[Georgia]]></category>

		<category><![CDATA[Your Bankruptcy Attorney &amp; You]]></category>

		<category><![CDATA[attorney responsibility in chapter 13]]></category>

		<category><![CDATA[bar date review]]></category>

		<category><![CDATA[proofs of claim]]></category>

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		<description><![CDATA[Several years ago, the Chapter 13 trustees and the bankruptcy judges in the Northern District of Georgia added a new administrative burden to lawyers who file Chapter 13 cases in the Atlanta area.  Under this local rule, within 30 days after the &#8220;bar date&#8221; for creditors to file claims, lawyers must review all of the [...]]]></description>
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		<title>US Health Care Financing System is Broken - Most Bankruptcies Due To Medical Debt</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/30/us-health-care-financing-system-is-broken-most-bankruptcies-due-to-medical-debt/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/30/us-health-care-financing-system-is-broken-most-bankruptcies-due-to-medical-debt/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 03:45:35 +0000</pubDate>
		<dc:creator>Peter Orville, Attorney at Law</dc:creator>
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		<category><![CDATA[General Bankruptcy Information]]></category>

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		<description><![CDATA[&#8220;The US health care financing system is broken, and not only for the poor and uninsured&#8221;  According to a recent study in The American Journal of Medicine, middle-class families are collapsing under the strain of &#8220;a health care system that treats physical wounds, but often inflicts fiscal ones&#8221;.
The study, (http://pnhp.org/new_bankruptcy_study/Bankruptcy-2009.pdf) claims that 62.1% of all bankruptcies filed [...]]]></description>
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		<title>&#8220;I&#8217;m Not Filing Bankruptcy On . . . &#8220;, and Other Misconceptions</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/30/im-not-filing-bankruptcy-on-and-other-misconceptions/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/30/im-not-filing-bankruptcy-on-and-other-misconceptions/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 23:52:03 +0000</pubDate>
		<dc:creator>Adrian Lapas, Eastern North Carolina Bankruptcy Attorney</dc:creator>
		<br />
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		<category><![CDATA[Bankruptcy Myths]]></category>

		<category><![CDATA[Featured]]></category>

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		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=7768</guid>
		<description><![CDATA[&#8220;I don&#8217;t want to file bankruptcy on my house!&#8221;  &#8220;I don&#8217;t want to file bankruptcy on my car!&#8221;  &#8220;I owe my mom some money but I don&#8217;t want to file bankruptcy on her!&#8221;
Every bankruptcy attorney practicing in this country has heard these phrases or variations of them.  The client wants to keep his home so he thinks [...]]]></description>
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		<title>Are There Any Reasons NOT to File Chapter 7 Bankruptcy? Part 2-You May Not Discharge All Your Debt</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/30/are-there-any-reasons-not-to-file-chapter-7-bankruptcy-part-2-you-may-not-discharge-all-your-debt/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/30/are-there-any-reasons-not-to-file-chapter-7-bankruptcy-part-2-you-may-not-discharge-all-your-debt/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 14:22:24 +0000</pubDate>
		<dc:creator>Peter Orville, Attorney at Law</dc:creator>
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		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<category><![CDATA[Debts Not Dischargeable]]></category>

		<category><![CDATA[Discharge of Debt]]></category>

		<category><![CDATA[General Bankruptcy Information]]></category>

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		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=7747</guid>
		<description><![CDATA[Although filing Chapter 7 bankruptcy usually wipes the slate clean as far as most of your debts are concerned, there are some debts that may not be discharged. 
Certain debts, such as most taxes, child or spousal support, and student loans usually survive the Chapter 7 discharge.  Debts incurred through fraud, may also survive the discharge.  And in [...]]]></description>
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		<title>Can I File Blank Bankruptcy Forms To Start My Case?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/30/can-i-file-blank-bankruptcy-forms-to-start-my-case/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/30/can-i-file-blank-bankruptcy-forms-to-start-my-case/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 13:23:54 +0000</pubDate>
		<dc:creator>Jay Fleischman, New York Bankruptcy Lawyer</dc:creator>
		
		<category><![CDATA[Bankruptcy Practice and Procedure]]></category>

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		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=2195</guid>
		<description><![CDATA[When you file for bankruptcy you are required to file certain documents - your bankruptcy petition, bankruptcy schedules, and a host of other papers.  These papers must all be completed accurately, honestly and completely.
You do not get the option of filing blank forms &#8220;just for now.&#8221;  If you do, the bankruptcy trustee or [...]]]></description>
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		<title>Exemption Amounts Increased in Oregon (a small step)</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/29/exemption-amounts-increased-in-oregon-a-small-step/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/29/exemption-amounts-increased-in-oregon-a-small-step/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 03:59:01 +0000</pubDate>
		<dc:creator>Karen Oakes, Southern Oregon Bankruptcy Attorney</dc:creator>
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		<category><![CDATA[Bankruptcy Practice and Procedure]]></category>

		<category><![CDATA[Exemption Issues]]></category>

		<category><![CDATA[Small Business and Self-Employment]]></category>

		<category><![CDATA[exemption laws]]></category>

		<category><![CDATA[homestead]]></category>

		<category><![CDATA[motor vehicle]]></category>

		<category><![CDATA[Oregon]]></category>

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		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=7761</guid>
		<description><![CDATA[On Friday, June 26, 2009, Governor Ted Kulongski signed HB 2306, which provides increased protection for a debtor to protect his vehicle and his home from creditors.   Formerly, a debtor could protect $2150 in value of a motor vehicle.   The bill amends Oregon Revised Statute 18.345(d) motor vehicle exemption value up to $3000.    Oregon has [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/06/29/exemption-amounts-increased-in-oregon-a-small-step/feed/</wfw:commentRss>
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		<title>Are There Any Reasons NOT to File Chapter 7 Bankruptcy? Part 1 – It May Affect Your Credit Score</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/29/are-there-any-reasons-not-to-file-chapter-7-bankruptcy-part-1-%e2%80%93-it-may-affect-your-credit-score/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/29/are-there-any-reasons-not-to-file-chapter-7-bankruptcy-part-1-%e2%80%93-it-may-affect-your-credit-score/#comments</comments>
		<pubDate>Mon, 29 Jun 2009 12:24:50 +0000</pubDate>
		<dc:creator>Peter Orville, Attorney at Law</dc:creator>
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		<category><![CDATA[Bankruptcy Myths]]></category>

		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<category><![CDATA[Credit, Bankruptcy, and Society]]></category>

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		<description><![CDATA[Your Credit Score can be an important asset.  It determines your ability to get credit, and the cost.  It could be a factor in your getting a job, renting an apartment, and purchasing a house or a car.  When you file a Chapter 7 bankruptcy, your credit score will be affected.  In some cases, however, it’s [...]]]></description>
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		<title>Completing Bankruptcy Paperwork</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/27/completing-bankruptcy-paperwork/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/27/completing-bankruptcy-paperwork/#comments</comments>
		<pubDate>Sat, 27 Jun 2009 20:49:15 +0000</pubDate>
		<dc:creator>Douglas Jacobs, California Bankruptcy Attorney</dc:creator>
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		<category><![CDATA[Bankruptcy Practice and Procedure]]></category>

		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<category><![CDATA[preparation of a bankruptcy]]></category>

		<category><![CDATA[preparing paperwork for bankruptcy]]></category>

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		<description><![CDATA[Preparing the paperwork to file a bankruptcy is, generally, the next step after you have hired an attorney, met with him to discuss your options, and provided him with all of the information requested.
The initial paperwork for a chapter 7 bankruptcy consists of the petition; the schedules and the statement of financial affairs.  Additionally, there [...]]]></description>
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		<title>Dairy Farmers in Crisis Should Consider Chapter 12 Bankruptcy</title>
		<link>http://www.bankruptcylawnetwork.com/2009/06/27/dairy-farmers-in-crisis-should-consider-chapter-12-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/06/27/dairy-farmers-in-crisis-should-consider-chapter-12-bankruptcy/#comments</comments>
		<pubDate>Sat, 27 Jun 2009 13:55:04 +0000</pubDate>
		<dc:creator>Peter Orville, Attorney at Law</dc:creator>
		<br />
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		<category><![CDATA[Benefits of Bankruptcy]]></category>

		<category><![CDATA[General Bankruptcy Information]]></category>

		<category><![CDATA[New York]]></category>

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		<description><![CDATA[Dairy farmers in Upstate New York are facing a crisis.  While the cost of milk at the grocery store continues to climb, the price dairy farmers receive has not.  Farmers are currently receiving $13.33 per hundredweight.  This is $4.25 below the cost of production in New York, even in the most efficient dairy farms.  Even the safety [...]]]></description>
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