F-R-E-E Doesn't Always Spell Free…

01 Apr F-R-E-E Doesn't Always Spell Free…

…credit report dot com baby.  We’ve all got the jingles stuck in our heads.  It is important to note that this service is not necessarily free.  As posted by Kevin Gipson, you are entitled to a free annual credit report from each of the three credit reporting agencies.

I encourage you to visit www.annualcreditreport.com to order your FREE credit reports.  You are entitled to receive one free credit report from each of the credit reporting agencies per year.  This is the free site…do not be fooled by commercial sites.  If a website is asking you for a fee or to sign up for a service, it is not the FREE site.  If you prefer to order your credit reports by phone or mail, the following will assist you:

To Request Your Credit Report by Phone

  1. Call 1-877-322-8228
  2. You will go through a simple verification process.
  3. Your reports will be mailed to you within fifteen (15) days.

To Request Your Credit Report by Mail

  1. Go to www.annualcreditreport.com and download the request form.
  2. Print and complete the form.
  3. Mail the completed form to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281.
  4. Your reports will be mailed to you within fifteen (15) days.

If you receive your credit reports and have questions or concerns about any of the information contained in them, you should contact an experienced consumer attorney for assistance.

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