Documents and Bankruptcy

30 Jun Documents and Bankruptcy

No one is more unhappy than your bankruptcy attorney about the extensive document requirements, and the related sanctions and denial of bankruptcy protections if the documents are not provided. The 60 pages of the bankruptcy package must be internally consistent to avoid an investigation by the U.S. Department of Justice.

Accuracy and efficiency require that you give all papers when requested. Incomplete papers increase the chances of inconsistencies and errors, and monetary sanctions and denial of bankruptcy protections.

Each and every document requested is required, no matter how difficult. 95% production out of 100% does not get you an “A;” it might get your assets lost and no bankruptcy protection. Your attorney’s schedule does not leave room for anyone to run home and fax or bring back missing documents, because the next clients require attention. Your attorney cannot cross-check the information in the omitted documents against the information in the other documents with you present to explain any discrepancies. Partial submission of documents in advance increases the chances of gaps when the remaining documents are presented. Thanks for understanding.

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L. Jed Berliner practices exclusively in consumer bankruptcy, foreclosure defense, and related consumer protection litigation such as credit card defenses and suing debt collectors. He established his Springfield, MA practice in 1988. Attorney Berliner is a regular and active contributor to the Bankruptcy Law Network, the Bankruptcy Roundtable, and the National Association of Consumer Bankruptcy Attorneys, three specialized consumer bankruptcy forums on the Internet, and is an informal mentor to regional practitioners. He is recognized by his peers as an expert in consumer bankruptcy issues. He thoroughly enjoys being rated "excellent" in his client surveys.

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