Credit Card Precautions

20 Apr Credit Card Precautions

Never lend it to anyone. 

Never sign a blank charge slip. Draw lines through blank spaces on charge slips above the total so that the amount can’t be changed.

Never put your account number on the outside of an envelope or on a postcard.

Always be cautious about disclosing your account number on the telephone unless you know the person you are dealing with representa reputable company.

Always carry only the cards you anticipate using to prevent the possible loss or theft of all your cards or identification.

Always report lost or stolen ATM and credit cards to the card issuers as soon as possible.  Follow up with a letter that includes your account number, when you noticed the card was missing, and when you first reported the loss.

Keep a list of all your credit cards, account numbers, and expiration dates in a safe place in case your wallet or purse is lost or stolen.

 

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Jay S. Fleischman is a bankruptcy lawyer with offices in Los Angeles and New York. He can often be found on Google+ and Twitter, where he shares information about consumer protection issues and personal finance.
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