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	<title>Bankruptcy Law Network &#187; Exemptions In Bankruptcy</title>
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		<title>Some Assets Are More Protected Than Others:  Bankruptcy Exemptions</title>
		<link>http://www.bankruptcylawnetwork.com/2009/11/07/some-assets-are-more-protected-than-others-bankruptcy-exemptions/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/11/07/some-assets-are-more-protected-than-others-bankruptcy-exemptions/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 22:36:37 +0000</pubDate>
		<dc:creator>Susanne Robicsek, North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Exemptions In Bankruptcy]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[General Bankruptcy Information]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10623</guid>
		<description><![CDATA[As unemployment rates continue to rise, it is a good idea to try to bunker down and prepare for the worst so you can ride out the storm if you find yourself among the unemployed, or facing a pay cut.
There was some good advice in an article in the Wall Street Journal on November 6, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Massachusetts Homestead Act Applies to Pre-Declaration Contracts</title>
		<link>http://www.bankruptcylawnetwork.com/2009/11/02/massachusetts-homestead-act-applies-to-pre-declaration-contracts/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/11/02/massachusetts-homestead-act-applies-to-pre-declaration-contracts/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 13:00:29 +0000</pubDate>
		<dc:creator>L. Jed Berliner, Western &#38; Central Massachusetts Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy Cases & Legislation]]></category>
		<category><![CDATA[Bankruptcy Practice and Procedure]]></category>
		<category><![CDATA[Exemptions In Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10464</guid>
		<description><![CDATA[Any reader of the Massachusetts Homestead Act must conclude that it only protects homes from contracts incurred after the declaration is recorded. This is not true in the bankruptcy context.
This reading was first confirmed by the Van Rye Massachusetts bankruptcy court decision in 1995. A different bankruptcy judge then ruled otherwise in the 1996 Boucher [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unwritten exemptions benefit debtors</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/23/the-unwritten-exemptions-benefit-debtors/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/23/the-unwritten-exemptions-benefit-debtors/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 14:12:13 +0000</pubDate>
		<dc:creator>Cathy Moran,  California Bankruptcy Lawyer</dc:creator>
				<category><![CDATA[Bankruptcy Practice and Procedure]]></category>
		<category><![CDATA[Exemptions In Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10231</guid>
		<description><![CDATA[The law that defines what you can keep despite filing bankruptcy is found in law books, you&#8217;d think. There are two alternate sets of  California exemptions in the Code of Civil Procedure. The state law exemptions, for instance, permit the debtor to keep $2550 in equity in vehicles, while the California bankruptcy exemptions allow $3300.
But [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/10/23/the-unwritten-exemptions-benefit-debtors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Even with Bankruptcy, Put the Skunk on the Table</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/22/even-with-bankruptcy-put-the-skunk-on-the-table/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/22/even-with-bankruptcy-put-the-skunk-on-the-table/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 20:29:38 +0000</pubDate>
		<dc:creator>Russell A. DeMott, Charleston Bankruptcy Lawyer</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Exemptions In Bankruptcy]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy advice]]></category>
		<category><![CDATA[fraudulent transfer]]></category>
		<category><![CDATA[lawyer]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10199</guid>
		<description><![CDATA[ Lawyers have a saying about trying a case: Put the skunk on the table.  It means if you’ve got something really bad going on in your case, it’s best to just deal with it.  Tell the judge or jury before the other side does so you can minimize the damage.
It’s really no different with [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California Homestead Amounts To Increase</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/20/california-homestead-amounts-to-increase/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/20/california-homestead-amounts-to-increase/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 03:55:27 +0000</pubDate>
		<dc:creator>Douglas Jacobs, California Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Exemptions In Bankruptcy]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10179</guid>
		<description><![CDATA[California Homestead Amounts To Increase
Governor Schwarzenegger signed into law new legislation that raises the amounts that can be claimed as a homestead in California.  The law, Assembly Bill 1046 is one of several new pieces of California legislation aimed at protecting homeowners.
Previously, the equity in your home was exempt from execution or in a bankruptcy [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pamela Stewart speaks at The People&#8217;s Law School</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/12/pamela-stewart-speaks-at-the-peoples-law-school/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/12/pamela-stewart-speaks-at-the-peoples-law-school/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 00:50:25 +0000</pubDate>
		<dc:creator>Pamela Stewart, Attorney at Law</dc:creator>
				<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Discharge of Debt]]></category>
		<category><![CDATA[Exemptions In Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=10017</guid>
		<description><![CDATA[Pamela Stewart, a Houston/Victoria (Texas) consumer bankruptcy lawyer spoke recently about bankruptcy at The People&#8217;s Law School sponsored by The University of Houston Law Center  &#8211; Center for Consumer Law.
Highlights of the session included discussion of the different chapters of bankruptcy, who is eligible to file a Chapter 7 or Chapter 13 bankruptcy, the meeting of creditors that all [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A House May Be Exempt In Bankruptcy, But You Don&#8217;t Get A Free House In Bankruptcy</title>
		<link>http://www.bankruptcylawnetwork.com/2009/10/04/a-house-may-be-exempt-in-bankruptcy-but-you-dont-get-a-free-house-in-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/10/04/a-house-may-be-exempt-in-bankruptcy-but-you-dont-get-a-free-house-in-bankruptcy/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 03:52:56 +0000</pubDate>
		<dc:creator>Susanne Robicsek, North Carolina Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Bankruptcy Myths]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Exemptions In Bankruptcy]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9833</guid>
		<description><![CDATA[You will have to keep making your mortgage payments if  you have a mortgage and want to keep your house after filing for bankruptcy.  I have had a number of phone calls recently from people who can&#8217;t afford their mortgage payments.  They were under the impression  that by filing bankruptcy, they could keep their [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/10/04/a-house-may-be-exempt-in-bankruptcy-but-you-dont-get-a-free-house-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I Keep My Non-Exempt Assets in Bankruptcy?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/30/can-i-keep-my-non-exempt-assets-in-bankruptcy/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/30/can-i-keep-my-non-exempt-assets-in-bankruptcy/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 03:59:54 +0000</pubDate>
		<dc:creator>Peter Orville, Attorney at Law</dc:creator>
				<category><![CDATA[Bankruptcy Practice and Procedure]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Exemptions In Bankruptcy]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[exempt]]></category>
		<category><![CDATA[exemption]]></category>
		<category><![CDATA[Federal Bankrutpcy Law]]></category>
		<category><![CDATA[keep assets]]></category>
		<category><![CDATA[trustee]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9740</guid>
		<description><![CDATA[You can keep property when you file bankruptcy in Chapter 7 in some situations, but usually always in Chapter 13 bankruptcy.]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/30/can-i-keep-my-non-exempt-assets-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Does a Court Judgment Affect my Real Estate and What can I Do about It?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/30/how-does-a-court-judgment-affect-my-real-estate-and-what-can-i-do-about-it/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/30/how-does-a-court-judgment-affect-my-real-estate-and-what-can-i-do-about-it/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 15:41:09 +0000</pubDate>
		<dc:creator>Nicholas Ortiz, Boston Bankruptcy Attorney</dc:creator>
				<category><![CDATA[Exemptions In Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9729</guid>
		<description><![CDATA[If a creditor sues you and obtains a court judgment for an outstanding debt, it most states (including here in Massachusetts) they then have the right to obtain an &#8220;execution&#8221; on the judgment.  This execution can be recorded at a registry of deeds to create judicial lien on real estate.  
This lien gives [...]]]></description>
		<wfw:commentRss>http://www.bankruptcylawnetwork.com/2009/09/30/how-does-a-court-judgment-affect-my-real-estate-and-what-can-i-do-about-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I File Bankruptcy if My Only Income is Social Security?</title>
		<link>http://www.bankruptcylawnetwork.com/2009/09/29/can-i-file-bankruptcy-if-my-only-income-is-social-security/</link>
		<comments>http://www.bankruptcylawnetwork.com/2009/09/29/can-i-file-bankruptcy-if-my-only-income-is-social-security/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 02:31:58 +0000</pubDate>
		<dc:creator>Peter Orville, Attorney at Law</dc:creator>
				<category><![CDATA[Benefits of Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Exemptions In Bankruptcy]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[car payment]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[consumer bankruptcy attorney]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[exempt]]></category>
		<category><![CDATA[judgment]]></category>
		<category><![CDATA[judgment proof]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[personal property]]></category>
		<category><![CDATA[real property]]></category>
		<category><![CDATA[secured debt]]></category>
		<category><![CDATA[Social Security income]]></category>
		<category><![CDATA[SSD]]></category>
		<category><![CDATA[stop phone calls]]></category>

		<guid isPermaLink="false">http://www.bankruptcylawnetwork.com/?p=9722</guid>
		<description><![CDATA[If your only income is Social Security or SSD, you can file bankruptcy.  But you may not have to. 
If you do not plan on going back to work, you may not need to file bankruptcy because you are considered to be &#8220;judgment proof&#8221;.  That means that while your creditors can sue you and obtain a [...]]]></description>
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