Filing  Chapter 7 bankruptcy will stop collection efforts of your creditors, however that relief may be temporary if your debts are of the kind that are not discharged in bankruptcy.
Some debts, like student loans, child support, many taxes, and a few others, are not discharged by bankruptcy.  However you may experience some relief from their collection for [...]

Forbes.com says the top 20 American cities for credit card (over)spending are:

Miami, FL
Tampa, FL
Los Angeles, CA
Jacksonville, FL
Orlando, FL
Riverside, CA
San Diego, CA
San Antonio, TX
Las Vegas, NV
Sacramento, CA

In this era of corporate bailouts, it makes you wonder how many individual bailouts are happening, and, more importantly, is it the right thing to do?  Three times in the past week, a client has called to request that we close the file because they no longer have to file for bankruptcy.  While I love [...]

Technically yes.  Debtors are frequently surprised to find that they are still personally liable for HOA fees after filing for bankruptcy, even though they have moved out and for all intents and purposes made known their intent in the bankruptcy that they are surrendering their property back to the bank.  Such liability is the result of [...]

Student Loans are a necessary evil for most individuals looking to pursue higher education.  They were for me, and as I look back, I didn’t have to worry about the economy or a difficult job market after I dealt with the bar exam.
Historically, when times get tough, many people go back to school, and they [...]

Senator Mel Martinez (R-FL) figures to be a critical vote on the Bankruptcy Reform Act of 2009 (S. 61) when the Senate resumes its session after a month-long recess.
The pending bankruptcy bill, if passed by the Senate, would save most of the Middle Class from imminent foreclosure and displacement from their homes.  Republicans (and the [...]

Last week, the House of Representatives passed H.R. 1106 (Helping Families Save Their Homes in Bankruptcy Act 2009).  Now, the fight begins in the Senate, and it looks like the gloves are going to come off for this fight. Opponents of the bill have been lobbying Congress very hard, and the tsunami of lobbyists converging [...]

Defending Foreclosures in Florida is hard work, there is no other way to put it.  Filing foreclosures in Florida, on the other hand, seems to be pretting easy.  There are mortgage foreclosure mills in Florida which just crank out foreclosures all day long, and they are making a mint.  Unfortunately, some residents in Fort Myers, [...]

New to Sarasota, Florida is the Dellutri Law Group’s office located at 677 N. Washington Boulevard, Sarasota, Florida  34236.  Moving into the Sarasota Market was just a natural progression for the firm, which has grown to six full time attorneys.  The number of individuals with unique legal questions is growing exponentially, and the number of [...]

The biggest opposition to the Bankruptcy Act of 2009 comes from those who will not get a direct and immediate benefit.
“It’s not fair!  I pay my bills on time!  Why should I help bailout someone who got in over his head?  Where is MY handout?”
If you are one of these people, quit your whining because [...]