Category: Connecticut
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 8, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
Diversify your investments for the future. Financial advisors will always tell you not to put your eggs in one basket. One only need to look at 1929 to see the effect of investing too heavily in the stock market had on investors. This pattern is repeated throughout history.
Currently we are seeing a [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 7, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
You can have too much life insurance, but it is also a mistake to not have enough. There is a fine balance to the amount of life insurance you need.
How do you know when enough is enough? It is simple to figure out what it costs to bury someone, but that is not [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 6, 2007 in Bankruptcy Cases of Interest, Connecticut, Foreclosure Issues, General Bankruptcy Information, Mortgages | 0 Comments
American Home Mortgage Corp. of New York filed for Chapter 11 Bankruptcy relief in Delaware today deepening the housing market depression. The Wall Street Journal has amassed a list of the collapsed companies who have either filed for bankruptcy, gone out of business or have been acquired by other companies. In [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 5, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
Your employer provides access to a retirement plan and has life insurance as part of a benefits package, but you don’t take advantage of it. What? Yes, it costs money an it will reduce your take-home pay, but consider the advantages: cheap term life insurance will pay death benefits to your dependents [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 4, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
Start saving now for your long-term financial goals. This means setting up now for retirement. There is every suspicion that social security will not be there when you retire. In fact, social security was never meant to be a substitute for a retirement fund, it was meant as a supplement [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 3, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
The biggest mistake anyone can make is failing to have an emergency fund. When you don’t have even the smallest amount put aside for an emergency, any unplanned expense can start the ball rolling to financial ruin. Whip out the plastic and pay for the failure to save for the next ten to [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 2, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
Do not pay only the minimum payments on your credit card each month. When you pay only the minimum, the credit card companies maximize the amount of interest they earn on your debt.
Credit card companies make a tremendous amount of money each month on the minimum payments. They can change the price you pay [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Aug 1, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
Hooked on credit cards? Most people calculate their minimum monthly payments when deciding to make a new purchase and fail to take into account the accumulating interest on those accounts. The time to pay off a $5,000 balance at the minimum payment amount on a credit card can take over 20 years!
Credit card [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Jul 31, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
The second most common mistake is not changing your lifestyle to match your finances. Once you have set your personal financial goals, now you have to figure out what changes to make to your lifestyle to achieve those goals. Does this mean a change in jobs or careers? Or does it mean [...]
By Eugene S. Melchionne, Connecticut Bankruptcy Attorney
closeAuthor: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Name: Eugene S. Melchionne, Connecticut Bankruptcy Attorney
Email: eugene.melchionne@bankruptcylawnetwork.com
Site: http://www.ctbankruptcy.com/
About: Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Most recently, Mr.Melchionne was appointed to the Commission on Mortgage Foreclsoures by Connecticut Supreme Court Chief Justice Chase Rogers to recommend changes to procedures to protect consumers in the Conencticut Courts in foreclousure cases.
Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, commercial litigation, business organizations and probate. Prior to opening his office in 1990, Mr. Melchionne was the Vice President of the Waterbury Credit Bureau and was associated with Grady & Riley in Waterbury, Connecticut and DiPietro, Kantrovitz & Brownstein, P.C. in New Haven, Connecticut. From 1990-1998, Mr. Melchionne was of counsel to Bender & Anderson handling that firm's complex litigation and trials. In addition to his practice, Mr. Melchionne was an adjunct professor at the American Institute of Banking and Teikyo Post University teaching bankruptcy, real estate, commercial and consumer law. Mr. Melchionne also advised the Corporation Counsel's office for the City of Waterbury on bankruptcy and foreclosure matters and mentored junior attorneys in that office.
Mr. Melchionne was appointed State Chair for the National Association of Consumer Bankruptcy Attorneys (NACBA). He acts as liasion between the national organization and Connecticut attorneys who are members of the Association.See Authors Posts (70) on Jul 30, 2007 in Connecticut, Financial Resources on the Web, Personal Finance | 0 Comments
Rule #1, Have a personal financial goal and a plan to achieve it. The pressures of bills and getting the income to pay them typically cause you to lose sight of your personal financial goals.
The second thing I ask a new client is, “If I could wave a magic wand to make it happen, [...]