The headlines yesterday all carried the same story. The Health Care Bill passed by the House of Representatives died. Life support cannot save this Bill. So, why did our elected officials go through the motions knowing that the Bill did not have a chance of passing in the Senate? Do you think they already knew [...]
Medical Bills
Many spouses are sued by debt collectors or medical providers for debts owed by another person–their spouse. The doctrine of “necessaries” allows the lawsuit to be filed against the spouse or parent of the treated person.
Settle your medical debt directly with the Doctor or Hospital for pennies on the dollar. Do it yourself debt settlement saves you money. Medical collection departments are strapped for cash. Once they exhaust insurance coverage, the self-pay balance, that portion of the debt owed by the patient, is negotiable. Call your local medical account department [...]
A close relative in my family completed a week-long hospital stay in November, 2008. It is now mid-February, and just about every day, a bill arrives from the hospital, a doctor’s group associated with the hospital, or a vendor that provided some product or service. In addition, both Medicare and the private health insurance company [...]
The following are some resolutions for those of us in debt. Each one is linked to an article found on the pages of www.debtlawnetwork.com, www.creditlawnetwork.com, www.mortgagelawnetwork.com, or www.bankruptcylawnetwork.com. 1. Don’t gamble http://www.debtlawnetwork.com/gambling-doesnt-solve-debt-problems/ 2. Don’t sign up with a “Debt Settlement” company http://www.debtlawnetwork.com/handling-debt-collectors-be-careful-when-choosing-a-debt- 3. Don’t shop on QVC http://www.debtlawnetwork.com/qvc-equals-debt-not-friendship/ 4. Manage your time well, especially if [...]
Recently the topic of health savings accounts (HSA) and flexible spending accounts (FSA) has become the center of discussion in my office. Â Several clients who are employed by the local municipality were encouraged to open FSAs with their employer and others were concerned about protection of their HSAs in a bankruptcy case. What’s the difference?
