07 Dec Don’t Cave In and Apply for Department Store Credit Card
Posted at 08:13h
in Bankruptcy Basics, Family Debt Problems, Marriage and Debt, Personal Finance
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Tis the season for Christmas spending, and this weekend I entered a Department Store against my will. I hate shopping, but that's another story.
At checkout, the cheery young sales associate asked me a simple question. "Would you like to save 10% on your purchase today?" (I just love this sales pitch. ) My wife was about to run away because she saw the blood drain from my face, and she immediately found the shopping cart wheels very interesting.
I replied: "Sure I would love to save 10%, but I am not willing to fill out one of those nasty little contracts of adhesion that wreck people's lives and destroys families." I wasn't nasty, mean or rude to the young woman, but when our conversation ended, I think she felt differently about her offer.