This introduces a series on what can be called unbundled law. Others call it an à la carte approach to offering legal services to individuals. The main difference with this approach is that a client represents herself for some portion of her participation in a legal matter rather than having an attorney represent her for [...]
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As a Consumer Bankruptcy Attorney, I get to see the amazing financial deals that my clients get themselves into. Some of my bankruptcy clients must have been amazing salesmen to get family members and others to co-sign their debts. I don’t know what a person would have to say to get me to put my [...]
Filing for bankruptcy and filing for divorce often go hand in hand. This is unfortunate, but the news isn’t all bad. I believe that filing for bankruptcy can help save some marriages by eliminating overwhelming debt, which is a a major source of stress that causes marriages to break up. Even in cases where divorce is [...]
People who are thinking of filing bankruptcy cases tell me that they are ashamed. Most bankruptcy lawyers keep tissues in their conference rooms. Many clients cry when they talk about filing their bankruptcy case. Sensitive attorneys are ready for this – we have tissues ready. We can understand why our clients feel many emotions. For [...]
It is natural to be afraid of doing something you’ve never done before, like filing for bankruptcy protection. This is especially true if you’ve heard stories about why you shouldn’t file bankruptcy. There are many myths about what will happen if you do file bankruptcy. These usually untrue myths include: *I will lose my house [...]
Recently, I discussed why consumers needed to rethink getting their tax refund quickly with a refund anticipation loan. The same tax prep companies that push the refund anticipation loan have a relatively new tool to help them make even more money (like the high interest is not enough?) from taxpayers. The loading of the refund [...]
