Discharge of Debt

Should My Business File for Chapter 7?

by Brett Weiss, Maryland Bankruptcy Attorney

I frequently meet with clients who own a business that has financial problems. It may not be able to pay its bills as they come due, there may be an eviction threatened, or a lawsuit. These clients have done some homework, and usually start out our meeting by saying that they want to retain me [...]

Bankruptcy Can Get Your Driver’s License Back!

by Kevin Gipson, New Orleans Bankruptcy Attorney

Filing a Chapter 7 or Chapter 13 bankruptcy can get your Driver’s License back for you when you have lost your license because of no have insurance! Many States require people that own cars to have motor vehicle liability insurance.   These laws, often called compulsory motor vehicle liability laws, generally require that if you own a car, that [...]

How can a person get away without paying me when they file for bankruptcy? The Bankruptcy Code and Rules written by the United States Congress are designed to give a fresh start to the honest debtors who have become unable to timely pay their debts in hopes that they once again become productive members of [...]

When you file a Chapter 7 bankruptcy you must list all of your assets and debts.  Unsecured debts are discharged giving you what is often called a Fresh Start. Payday Loans are a form of unsecured debt, although many people believe that these debts are secured. In fact, since the borrower is required to turn over a post-dated check to [...]

Can I Discharge my Social Security Disability Overpayment in Bankruptcy

by Jonathan Ginsberg, Atlanta Bankruptcy Attorney

The Social Security Administration is a mess.  Currently, SSA is in the midst of an overhaul in which they are attempting to go “paperless.”   Unfortunately, they are understaffed with many of the remaining employees overworked and poorly trained, resulting in an agency that routinely loses files, does not process information properly and does not have [...]

Bankruptcy is NOT for Liars, Cheats, Crooks

by Jill Michaux, Kansas Bankruptcy Attorney

  Bankruptcy is not for liars, cheats and crooks. Debt discharge is reserved for honest, but unfortunate, debtors who need a fresh start in life. If you do not want to come clean and make a full and honest disclosure of all your financial affairs, bankruptcy is not for you. Only people who tell all [...]