The homeowner, with the help of a qualified bankruptcy attorney, can encapsulate and protect as much of his assets as possible while eliminating the uncertainty created by a failed foreclosure system. Homeowners are often emerging from Bankruptcy Court with the meaningful mortgage modifications that elude them in Floridaâ€™s state courts. Floridians shouldnâ€™t have to seek refuge from our state courts, but be grateful there is an alternative, especially if you live in the Middle District of Florida.
Who runs Floridaâ€™s Foreclosure Courts? Why the banks do, of course. Just ask judges, prosecutors and the Florida Bar.
Retired senior judges regularly bend the rules for banks and their often inept lawyers prosecuting foreclosures, and they have been turning a blind eye to the bankster fraud in their courtrooms for years. For years, these retired judges have been paid for results â€“ reducing the number of open foreclosure cases specifically â€“ and they have been too willing to ignore the rule of law to make sure they â€œhit their numbers.â€
Most retired judges create their own special set of rules they apply in foreclosure cases to tilt the playing field in favor of mortgage companies. They justify this unequal treatment because â€œhomeowners arenâ€™t making mortgage payments,â€ but they refuse to hear the hundreds and thousands of stories from homeowners describing their failed attempts to work directly with the mortgage industry to make their mortgage payments and avoid foreclosure.