31 Jan Payday Loans Are Not “Cash Advances” Under Bankruptcy Law
Discharging payday loans in bankruptcy is easier than you may think and easier than the lender may want you to know....
Discharging payday loans in bankruptcy is easier than you may think and easier than the lender may want you to know....
It has been five years since Congress and the U.S. Supreme Court enacted Bankruptcy Rule 3002.1. Hailed as a victory for homeowners against greedy mortgage banks, the rule was designed to force banks to certify to the court that the homeowner was current in payments...
Most of the posts on this blog, and in fact on most bankruptcy blogs, focus on the consumer as the bankruptcy debtor. That makes sense--most bankruptcy cases involve a consumer debtor and a number of institutional creditors, like banks and credit card companies. And those banks...
In Part One, I discussed some of the options you may consider when your house (or other property) is in foreclosure, namely mortgage modifications and short sales. This post will focus on whether a deed in lieu of foreclosure, or a Chapter 13 bankruptcy may...